Insurance
Insurers make millions while homeowners wait for claim checks, analysis finds
Home insurers collectively earn an estimated $8.8 million in investment income for every additional day claim payments remain in their hands
Insurance
It's the fastest-growing item in many budgets, and often the hardest to find. But going without it isn't a very good idea.
Insurance
Claim delayed? Build a paper trail regulators can use
It's important to stay on top of pending insurance claims, and to keep complete records in case of a dispute.
Insurance
Don’t renew Medicare Part D on autopilot
Heads up! A federal subsidy for Medicare Part D is ending. Your premium may be affected.
Insurance
Medicare drug-plan premiums could rise as federal subsidies expire
The federal government will end a temporary program that has held down premiums for stand-alone Medicare Part D drug plans
Consumer Protection
The prescription price on your insurance card may not be the lowest - here’s how to find a better deal
The FTC’s proposed Caremark settlement could produce as much as $13 billion in prescription-drug savings over 10 years.
Insurance
How to get the best prescription price
Ask the pharmacist for the insurance price and the cash price.
Insurance
Can you sue an insurance agent for consumer fraud? It depends on your state
Even where a consumer-fraud claim is unavailable, an agent may still be sued for negligence, misrepresentation or failure to obtain requested coverage.
Insurance
Homeowners insurance more expensive for Blacks, Hispanics, report finds
The insurance industry is "unwilling to self-correct" its redlining of minority neighborhoods, study finds.
Insurance
Study: Insurance discounts alone won't persuade most homeowners to climate-proof their homes
The findings come as insurers and state regulators increasingly look for ways to reduce catastrophic losses while helping homeowners cope with rapidly rising insurance premiums
Insurance
Climate resilience checklist: Which home upgrades may earn insurance discounts?
Home-hardening improvements can reduce storm damage and may qualify for premium discounts, grants or lower deductibles. But savings vary widely by insurer, state, location and the age and construction of the house.
Insurance
Obamacare premiums set to jump another 14 percent
Healthier clients dropping Obamacare, leading to more rate hikes as remaining clients are sicker.
Insurance
Insurers are keeping drug copays that patients thought were theirs
Some insurers use “copay accumulator” programs to take assistance without counting it toward patients’ deductibles or out-of-pocket maximums.